Product liability insurance is a form of coverage in business insurance that focuses on the current problems involved in recalls of products that are being exported to another country. Product liability insurance was not really given much attention before. This insurance gives benefits to wholesalers, retailers and convenience stores. They are given protection from possible lawsuits for the products they weren’t able to sell and they did not manufacture. Recently, several toys which had a problem with the design and materials make the customers angry and they have no one to blame the store. Product Liability Insurance protects the business establishment in instances like this one.