Have you heard of Liquor Liability Insurance? This might still be unknown to some owners of bars, restaurants, KTVs and other types of entertainment establishments. Liquor Liability Insurance covers the effects of alcohol to the patrons. Are you going to have a party in your office? Do you know that you don’t have any protection from the effects of alcohol and those who have taken it? Business insurance policies in most companies exclude liquor and effects of alcohol in their coverage. To the owners of entertainment establishments, it is advisable that you ask your insurance company to include this coverage for your employees so that everybody is protected from the bad effects of alcohol.