Maybe you are wondering if there’s such thing as a Kidnap and Random Insurance?

The answer to the question is a BIG YES!

We do have Kidnap and Ransom insurance though it is not publicized due to the possible negative effect of having it announced. Knowing such thing might alarm the kidnapers to do a crime in just a snap. This type of insurance gives the insurer an option to have it included in a private individual insurance policy but it is actually much standard with business insurance. The said insurance only covers the cost of the ransom set by the kidnappers and the negotiations. Transactions made outside the deal of the kidnapper and the insurance is not covered (like food, cellphone load, magazines etc.)